Both checking accounts charge monthly fees, though in some cases, the fees can be waived. You can earn a $600 bonus with direct deposits of at least $7,500 into a BMO Relationship Checking account within the first 120 days. This bank requires you to open a checking account and receive $4,000 in direct deposits for a Smart Advantage or Smart Money checking account within 120 days in exchange for a $400 bonus.
Cash bonus: $400 to $4,100 for new checking or money market accounts with balance requirementsīMO provides four ways to earn attractive bonuses when you open a new checking or money market account - but you’ll need to exercise patience.